Medicare Advantage FAQs
How To Enroll in Medicare
Joining Medicare can seem like a daunting process, but it doesn’t have to be. Before enrolling in Medicare, it’s important to understand your options to help you better determine the coverage you may need and ensure you receive it.
Understanding Medicare Programs
The Pros of Choosing Medicare Advantage
When choosing Medicare coverage, you may select Original Medicare or a Medicare Advantage plan, which is also known as Medicare Part C. Original Medicare includes Part A (hospital coverage) and the optional, though strongly recommended, Part B (doctors and other medical service coverage). Original Medicare is administered directly through the federal government, while Medicare Advantage is offered by private insurance companies that contract with the government. There are many factors to consider when you’re making a decision.
Why Choose a Medicare Advantage Plan
How To Find the Medicare Plan and Providers That Best Fit You
Choosing the right plan for you depends on a number of factors – what services do you need? Which plans are available in your area? Which providers accept patients under those plans? What are the monthly premiums? What are the deductibles? What are the copayments? Is there a cap on your out-of-pocket costs? What are your total monthly payments likely to be? How can you select the best health care providers? Depending on where you live, you may have only a few plans to choose from or a wide variety of them. Here's a little more detail on what to ask to help you find the best Medicare plan for you.
What To Ask To Find the Best Plan
With the many insurance options available to you, it can be difficult to know which health insurance plan to choose. While researching your health insurance options, you will very likely come across what’s known as a Health Management Organization (HMO) plan.
Learn More About HMOs
When You Can Switch Medicare Advantage Plans
There are many things that can influence which Medicare plan works best for you. Once you have selected and enrolled in a plan, however, the government limits when you can switch Medicare plans. Every year, thousands of Medicare enrollees decide they want or need to swap plans, so there is no reason for you to feel alone in this process.
Understanding Medicare Enrollment Periods
Medicare Insurance Agents and Brokers in California
Medicare is an American federal health insurance program administered by the Centers for Medicare & Medicaid Services (CMS) and is limited to qualified U.S. citizens and legal residents. This article describes the role of Medicare insurance agents and brokers in the state of California (although the rules are similar throughout the United States, state laws will vary).
Why Use a Medicare Agent or Broker
Medicare When Moving to California
When you're planning a move to California, you have to coordinate everything from finding a home to making sure your belongings are packed up safe and sound. One thing that many people forget to check is whether their existing Medicare coverage goes with them when they move to a new state. You don't want to add health insurance worries onto your plate during an already stressful time. Here's what you need to know about your Medicare plans when you move from out of state into California.
How to Keep Covered When Moving
Page last updated on 1/20/2020 | Y0141_20095EN